June2021
ISSUEBRIEF 1
h
HP202114
HealthInsuranceCoverageandAccesstoCarefor
LGBTQ+Individuals:
CurrentTrendsandKeyChallenges
ArielleBosworth,GinaTurrini,SaradaPyda,KieaunaStrickland,
AndreChappel,NancyDeLew,andBenjaminD.Sommers
KEYPOINTS
IndividualsintheLGBTQ+communityfaceuniquechallengesandbarrierstocare.Expanding
accesstohealthinsurancecoverageisoneimportanttoolinimprovingaccesstocareinthis
population.
AnalyzingsexualorientationdatafromtheNationalHealthInterviewSurvey(NHIS),wefindthat
uninsuredratesintheLGB+
*
communityhavefallensubstantiallysincethepassageofthe
AffordableCareAct(ACA),from17.4percentin2013toalowof8.3percentin2016.However,
theuninsuredrateincreasedafter2016.
WhiletheNHISdoesnothaveinformationongenderidentity,nongovernmentdatasources
suggestsimilar
benefitsoftheACAoncoverageratesamongtransgenderindivi duals.
Overalluninsuredratesin2019were12.7percentforLGB+individuals vs.11.4percentfornon
LGB+individuals,withhigherratesofMedicaidcoveragebutsimilarMarketplaceenrollmentand
lowerMedicareenrollment.
TheAmericanRescuePlan(ARP)increasedthe
generosityofpremiumsubsidies availableinthe
Marketplace.IfthesameshareofLGB+enrolleeswhohaveMarketplacecoveragehaveazero
premiumoptionundertheARPasexistsforallMarketplaceenrollees,weestimatethatroughly
210,000LGB+Marketplaceenrolleesnowhaveaccesstoazeropremiumplan.
Barriersbesidescoveragealsocontributetopersistentdisparitiesinaccessandhealthoutcomes.
IntheNHIS,LGB+individualsreportbeingmorelikelytodelaycare,lesslikelytohaveausual
sourceofcare,andmorelikelytobeconcernedaboutmedicalbillsthantheirnonLGB+
counterparts.Othercontributingfactors
includealackofhealthcareprofessionalsadequately
trainedinprovidingculturallycompetentcare,aswellashighcostsharingand/orlackof
coverageforcertainservicesincludinghormonetreatmentsandothergenderaffirmingcare.
_______________________
*
Weuseterminologyapplicabletotheoriginalinformationsourceswe cite.WhendiscussingfindingsbasedonanalysisoftheNational
HealthInterviewSurvey(NHIS),whichreportsonindividualswhoselfidentifyasGay/Lesbian,Bisexual,or“somethingelse”,weuse
theterminology“LGB+”.ThoughNHISdoesnotincludequestionsthatallowforidentificationoftransgenderindividuals,many
individualswhoidentifyastransgenderareincludedintheLGB+cohort.LGB+doesnotincludeindividualswhoidentifyas “straight,
thatis,notgay”orthosethatresponded,“Idon’tknow.”Weuse“LGB+”whenreferringtodatafromtheNHIS,andthebroaderterm
“LGBTQ+”inallcontextsotherthanthatspecificdataset.
June2021
ISSUEBRIEF 2
INTRODUCTION
LGBTQ+individualshavelongfacedchallengesaccessinghealthinsurancecoverageand qualityhealthcare.Itis
importanttorecognizethattheLGBTQ+populationisdiverseacrossanumberofdimensions.Whilemembers
oftheLGBTQ+communitysharetheburdenofoftenbeingstigmatizedfortheirsexualorientationorgender
identityandexpression,
theirindividualexperiencesvarybyrace/ethnicity,income,andothercharacteristics.
PoliciesincludingtheAffordableCareAct(ACA)andAmericanRescuePlanAct(ARP)haveexpandedhealth
insurancecoveragetomillionsofAmericans,includingtheLGBTQ+community,butdisparitiesinaccesstocare
andhealthoutcomespersist.ThisIssueBriefanalyzes
nationalsurveydatatodiscussdemographic
characteristicsoftheLGB+community(describedingreaterdetailbelow),recenttrendsininsurancecoverage
forthispopulation,andvariouschallengesandbarrierstocarefacedbythebroaderLGBTQ+community.
DATASOURCESANDPOPULATIONFEATURES
DatacollectiononLGBTQ+individualsislessconsistentinfederalandstatedatasourcesthanother
demographicinformation.Forinstance,themajorsurveysconductedbytheCensusBureauthatcollect
informationonhealthorinsurancecoveragestatusdonotcollectinformationonsexualorientationorgender
identity.Programenrollmentdatacollected
bytheCentersforMedicare&MedicaidServices(CMS)alsodo
notincludethisinformation.Asaresult,ourunderstandingofhealthcareissuesfacedbythispopulationis
morelimitedthanforothergroups,afactorwhichitselfcancontributetodisparities.
ThisIssueBriefpresentsdatafromtheNational
HealthInterviewSurvey(NHIS),conductedbytheNational
CenterforHealthStatistics.NHISprovidesdataonLGB+populations.Thissurveydoesnotincludequestions
ongenderidentitythatwouldallowforidentificationoftransgenderpeopl e, whichisanimportantlimitation
ofthisdataset.Itislikelythattherearetransgenderor
othergenderminorityindividualspresentinthedata,
1
however,andtheNHISisoneoffewnationallyrepresentativesurveyswithinformationonsexualorientation,
makingitanimportanttooltounderstandpartsoftheLGBTQ+community.TheNHISsurveyquestion
regardingsexualorientationisonlyaskedofadultsaged18andolder,thepopulationanalyzedinthisreport.
TheNHISsurveyquestionregardinghe althinsuranceasksabouttherespondent’scoveragestatusatthetime
oftheinterview.Weanalyzethemostrecentdataavailable(from2019)formostanalysespresentedbelow,
anddatafrom2013to2019toexaminetrendsinhealthinsuranceandaccesstocareinthis
populationover
time.NHISbegancollectingdataontheLGB+populationin2013;however,coveragegainsforthispopul ation
wouldhavebegunin2010,whentheACAdependentcoverageprovisionwentintoeffect,allowingyoung
adultstoremainontheirparents’plansuntilage26.
Table1presentsdemographicinformation
fortheLGB+populationintheNHIS,whichrepresentsand
estimated3.1percentoftheU.S.adultpopulation,comparedtothenonLGB+population.Onaverage,
individualsidentifyingasLGB+areyounger,havehigherratesofeducationalattainment,andloweraverage
incomesthanindividualsidentifyingasnonLGB+.Approximately34percent
oftheLGB+populationisBlack,
Hispanic,AmericanIndian/AlaskaNative,orAsianAmerican/PacificIslander.
June2021
ISSUEBRIEF 3
Table1:DemographicandPersonalChar acteristicsofAdultsbySexualOrientation,2019
 LGB+ NonLGB+
Age(Mean,95%ConfidenceInterval) 36.6
(35.5,37.8)
48.2***
(47.9,48.5)
Male 38.1%
(34.4%,42.0%)
48.8%***
(48.1%,49.5%)
Female 61.9%
(58.0%,65.6%)
51.2%***
(50.5%,51.9%)
GenderNotReported 1.5% <0.01%
Race/Ethnicity  
Hispanic 15.3%
(12.5%,18.6%)
16.5%
(15.3%,17.8%)
White(nonHispanic) 62.8%
(58.5%,66.9%)
63.6%
(62.1%,65.2%)
Black(nonHispanic) 13.9%
(11.1%,17.3%)
11.5%
(10.6%,12.4%)
AsianAmerican/PacificIslander(non
Hispanic)
3.5%
(2.4%,5.2%)
5.9%**
(5.3%,6.4%)
AmericanIndian/AlaskaNative(non
Hispanic)
1.7%
(1.0%,2.8%)
1.4%
(1.0%,2.0%)
Othersingleormultipleraces 2.8%
(1.7%,4.4%)
1.1%*
(1.0%,1.3%)
Rural(nonmetropolitan) 9.1%
(7.1%,11.6%)
14.6%***
(13.5%,15.7%)
Region  
Northeast 20.2%
(17.2%,23.6%)
17.5%
(16.6%,18.5%)
Midwest 18.0%
(14.9%,21.5%)
21.3%*
(20.2%,22.4%)
South 38.4%
(34.4%,42.5%)
37.8%
(36.4%,39.1%)
West 23.5%
(20.1%,27.2%)
23.4%
(22.2%,24.7%)
Education  
Lessthanhighschool/GED 6.1%
(4.3%,8.4%)
12.3%***
(11.6%,13.1%)
Highschool/GED 21.7%
(18.6%,25.2%)
27.5%**
(26.7%,28.2%)
Posthighschool 72.2%
(68.4%,75.7%)
60.2%***
(59.2%,61.2%)
Missing 3.3% 0.7%
Married 24.4%
(21.3%,27.7%)
53.5%***
(52.6%,54.3%)
Missing 0% <0.01%
Meanannualfamilyincomeprevious12months(top
codedat$220,000)
$69,613.76
($64,903.51,$74,324.01)
$78,571.47***
($77,227.30,$79,915.65)
Percentofpopulation
3.1%
(2.8%,3.3%)
96.9%
(96.7%,97.1%)
Notes:Resultsaresurveyweightedestimatesusingthe2019NHISadultfile.Resultsineachrowdonotincludeitem
nonrespondersinthedenominatorwhencalculatingratesandpercentages.Numbersinparenthesesare95%
confidenceintervals.TestsfordifferencesbetweenLGB+andnonLGB+areindicatedwith*forpvalue<0.05,**for
pvalue<0.01,and***forpvalue<0.001.
June2021
ISSUEBRIEF 4
HEALTHCOVERAGE
TheACAexpandedaccesstohealthcov erageformillionsofAmericans,includingLGBTQ+individuals.Figu re1
demonstratesthesubstantialdeclineintheuninsuredrateamongLGB+individualsintheperiodafter
implementationoftheACA’scoverageexpansions, from17.4percentin2013toalowof8.3percentin2 016,
before
increasingto12.7percentin2019.Overall,theuni nsuredratedroppedbymorethanhalffrom2013to
2016,butfactoringinthereboundduringthe20172019period,thisrepresentsa27percentrelativedecline
intheuninsuredratefrom2013to2019.
Thelargestsingleyearincreasein
theLGB+uninsuredrateoccurredwhentherateincreasedfrom8.3percent
in2016to11.7percentin2017,a40.1percentincrease.Incomparison,thegeneralpopulation’suninsured
rateincreasedfrom10.4percentto10.7percentin20162017.Thus,thepatternoftheincreasinguninsured
rateamongLGB+individuals
from20172019issimilartonationaltrendsforothergroups,butsomewhat
morepronounced,andoccurredduringaperiodofreducedfundingforoutreach,attemptstorepealtheACA,
andotherpoliciesbytheTrumpadministrationthatreducedenrollment(describedatmorelengthina
previousASPEreport).
2
Researchstudieshavealsopointedtomarriageequalityasanimportantfactorinexpandingcoverageoverthe
pastdecade,viaincreasedopportunitiesforspousalemployersponsoredinsurance.
3
Figure1:UninsuredRateoverTimeforLBG+Adults,2013‐2019

Note:AllestimatesarederivedfromtheNationalHealthInterviewSurvey(NHIS).
June2021
ISSUEBRIEF 5
Table2presentsthedifferenttypesofcoverageforLGB+andnonLGB+individualsin2019.LGB+individuals
hadhigherratesofMedicaidorpublicinsuranceenrollment,lowerratesofMedicareenrollment,andlower
ratesofdualeligibilitycomparedtothenonLGB+population,whichlikelyreflectdifferencesinincomeand
ageacrossthetwogroups.TheLGB+populationhadapproximatelythesamelevelofenrollment inhealth
plansthroughtheMarketplacesasdidthenonLGB+population,at4.1percent.
Table2:HealthInsuranceCoverageamongAdultsbySexualOrientation,2019
LGB+ NonLGB+
Insurancetype  
Private,notMarketplace 58.8%
(54.7%,62.8%)
58.4%
(57.3%,59.4%)
Private,Marketplace 4.1%
(2.8%,5.9%)
4.0%
(3.7%,4.3%)
Medicaid/public 17.2%
(14.3%,20.4%)
10.3%***
(9.7%,11.0%)
Other 3.9%
(2.6%,5.9%)
5.4%
(5.0%,5.8%)
Uninsured 12.7%
(10.2%,15.8%)
11.4%
(10.8%,12.1%)
Dual 0.5%
(0.2%,1.1%)
1.6%***
(1.4%,1.8%)
Medicare 2.8%
(2.0%,4.0%)
8.9%***
(8.5%,9.3%)
Missing 3.2% 2.9%
  
Notes:Weightedestimatesusingthe2019NHISadultfile.Resultsineachrowdonotincludeitemnonrespondersin
thedenominatorwhencalculatingratesandpercentages.Asmallnumberofpersonswerecoveredbybothpublicand
privateplansandwereincludedinbothcategories.Numbersinparenthesesare95%confidenceintervals.Testsfor
differencesbetweenLGB+andnonLGB+areindicatedwith*forpvalue<0.05,**forpvalue<0.01,and***forp
value<0.001.
Table3presentsuninsuredratesamongdifferentLGB+subgroups,comparedtotheirnonLGB+counterparts.
TheBlackLGB+populationhadhigherratesofuninsurancecomparedtotheBlacknonLGB+population.
HispanicLGB+individualshadlowerratesofuninsurancethandidHispanicnonLGB+individuals.WhiteNon
Hispanic,AmericanIndian
andAlaskaNative,orothersingleormultipleraceLGB+individualsdidnothave
statisticallydifferentuninsuredratesthantheirnonLGB+counterparts.

June2021
ISSUEBRIEF 6
Table3:SubgroupAnalysisofPercentUninsuredofAdultsbySexualOrientation,2019
LGB+ NonLGB+
ByAgeGroup(<65)  
1825 12.0%
(7.6%,18.4%)
16.2%
(14.3%,18.4%)
2634 22.0%
(15.7%,30.0%)
18.1%
(16.5%,19.7%)
3554 11.1%
(7.7%,16.1%)
14.0%
(13.0%,15.1%)
5564 3.1%
(1.2%,8.2%)
10.0%***
(8.9%,11.1%)
  
ByRace/Ethnicity  
Hispanic 17.7%
(11.3%,26.7%)
27.6%*
(25.5%,29.8%)
White(nonHispanic) 8.4%
(6.2%,11.4%)
7.5%
(6.9%,8.0%)
Black(nonHispanic) 24.9%
(15.3%,37.7%)
11.7%*
(9.9%,13.7%)
AsianAmerican/PacificIslander
(nonHispanic)
[Couldnotbecalculatedduetosmallsamplesize]
AmericanIndian/AlaskaNative(non
Hispanic)
41.6%
(19.7%,67.5%)
20.8%
(15.9%,26.8%)
Othersingleormultipleraces 21.2%
(6.9%,49.4%)
13.2%
(8.4%,20.1%)
  
Notes:Resultsaresurveyweightedestimatesusingthe2019NHISadultfile.Numbersinparenthesesare95%
confidenceintervals.TestsfordifferencesbetweenLGB+andnonLGB+areindicatedwith*forpvalue<0.05,**for
pvalue<0.01,and***forpvalue<0.001.
Table4describesthenetchangeinuninsuredratesbysubgroupwithintheLGB+population,for2013vs.
2019.Overall,wefindthatthelargestreductionintheuninsuredrateoccurredamongtheyoungest(1825)
andoldest(2019)groups,andamongWhiteNonHispanicLBG+individuals.However,givensmall
samplesizes
andthewideconfidenceintervalsforsomeofthesesubgroups,theseresultsshouldbeinterpretedwith
caution.

June2021
ISSUEBRIEF 7
Table4:ChangesintheUninsuredRates,2013vs.2019,forLGB+AdultsBySubgroup
2013 2019
Overall 17.4%
(14.7%,20.4%)
12.7%
(10.2%,15.8%)

ByAgeGroup(<65)  
1825 20.0%
(13.4%,28.7%)
12.0%
(7.6%,18.5%)
2634 23.0%
(17.0%,30.3%)
22.0%
(15.7%,30.0%)
3554 17.0%
(12.8%,22.2%)
11.1%
(7.7%,16.1%)
5564 18.8%
(12.1%,28.2%)
3.1%
(1.2%,8.2%)
  
ByRace/Ethnicity  
Hispanic 20.7%
(13.6%,30.3%)
17.7%
(11.3%,26.7%)
White(nonHispanic) 15.4%
(12.3%,19.1%)
8.4%
(6.2%,11.4%)
Black(nonHispanic) 25.4%
(18.3%,34.2%)
24.9%
(15.3%,37.7%)
Othersingleormultipleraces 16.7%
(8.8%,29.4%)
16.0%
(7.9%,29.8%)
  
Notes:Weightedestimatesusingthe2019and2013NHISadultfiles.Resultsineachrowdonotincludeitemnon
respondersinthedenominatorwhencalculatingratesandpercentages.Numbersinparenthesesare95%confidence
intervals.Forthepurposesofthissetofanalyses,duetodataconstraints,“othersingleormultipleraces”includes
everyonewhoisnotHispanic,nonHispanicWhite,andnonHispanicBlack.ThefirstconstraintisthatAmerican
Indian/AlaskaNativewasnotaseparatecategoryinthe2013dataandhadtobeincludedinthe“othersingleor
multipleracescategory”forbothyearsforconsistency.AnotherotherdataconstraintisthattheAsian
American/PacificIslandercategoryissosmallthatestimatesforthatgroupcouldnotbecalculatedseparately.
WhiletheNHISdoesnothaveinformationongenderidentity,nongovernmentdatasourcessuggestsimilar
benefitsoftheACAoncoverageratesamongtransgenderindividualsastheNHIStrendsforLGB+populations.
Forinstance,onesurveyreportedthattheuninsuredratefortransgenderwas14%inMedicaidexpansion
states,
asopposedto29%innonexpansionstates,asof2020.
4
InadditiontotheACAimprovingratesofhealthcarecoveragefortheLGBTQ+community,theARPextends
andexpandsMarketplacesubsidies,whichwillenablemanyAmericansincludingLGBTQ+individualstoaccess
moreaffordablecoverage.ArecentASPEanalysisestimatedthat3outof5uninsuredadultsnowhaveaccess
to
azeropremiumplanonHealthcare.gov,
5
and79percentofcurrentMarketplaceenrolleeshaveaccesstoa
zeropremiumplan.
6
Basedonthesurveyestimatesabove,ifthatsameshare(79percent)ofLGB+enrollees
inMarketplacecoveragehaveazeropremiumoptionundertheARP,thiswouldtotalroughly210,000
LGB+
Marketplaceenrolleeshavingaccesstoazeropremiumplan.
_______________________
Thereareapproximately209Madultsage18oroverintheU.S.Multiplyingthisfigureby3.1%(thepercentageoftheU.S.adultLGB+
populationthatisoverage18,showninthelastrowofTable1),thenby4.1%(thepercentageoftheLGB+populationwith
Marketplacecoverage,showninthesecondrowofTable2),andthenby79%(fromthepriorASPEanalysismentioned inthetext)this
resultsinanestimateofapproximately210,000LGBTQ+Marketplaceenrolleeshavingaccesstoazeropremiumplan.
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ISSUEBRIEF 8
CHALLENGESANDDISPARITIESINACCESSTOCAREANDHEALTHOUTCOMES
IndividualsintheLGBTQ+communityfaceawiderangeofchallengesinaccessingandutilizingcarethatcan
contributetodisparitiesinhealthoutcomes.
Table5showsthatLGB+individualsintheNHISaremorelikelyreportdelayingcare,lesslikelytohaveausual
sourceofcare,andmorelikely
tobeconcernedaboutmedicalbillsthantheirnonLGB+counterparts.The
costofservicesisasignificantbarriertocareformanyLGB+individuals.Evenforthosewithhealthinsurance,
healthcareservicesutilizedbyLGBTQ+individualsmaybeprohibitivelyexpensiveornotcoveredatall,
particularlyfortransgenderor
othergenderminorities.TherelativelyhighpercentageoftheLGB+popula tion
thathasdelayedcounselingandtherapyduetocostisparticularlyconcerninggiventhatindividualsinthis
populationfacehigherratesofmultiple formsofviolence,such assexualassault,interpersonalviolence,and
harassmentforwhichtheycanbenefitfrom
counseling.
7
SomeLGBTQ+subgroups,suchastransgender
womenofcolor,experiencedisproportionateratesofviolence,assault,andharassment.
8
Thesetraumatic
experiencesmaycontribu tetoobserveddisparitiesinmentalhealth,substanceusedisorder,andassociated
adversehealthoutcomesamongLGBTQ+individuals.
9
LGBTQ+individualsarealsoatsignificantlyhigherrisk
forsuicideandselfharm,comparedtotheirnonLGBTQ+counterparts.
10,11
Table5:HealthcareAccessbySexualOrientation,2019
LGB+ NonLGB+
Delayedcareduetocostin
previous12months
 
Dentalcare 26.9%
(23.6%,30.6%)
21.4%**
(20.8%,22.2%)
Counseling/therapy 18.4%
(15.4%,21.9%)
4.0%***
(3.7%,4.4%)
Prescriptions 13.2%
(10.5%,16.6%)
7.6%***
(7.2%,8.1%)
Medicalcare 15.3%
(12.8%,18.3%)
8.8%***
(8.3%,9.2%)
  
Hasusualsourceofcare 87.1%
(84.3%,89.5%)
89.6%
(89.0%,90.1%)
  
Worriedaboutbeingabletopay
forapotentialmedicalbillifgot
sickorwasinjured
53.8%
(49.7%,57.9%)
46.6%**
(45.7%,47.5%)
  
Notes:Weightedestimatesusingthe2019NHISadultfile.Thecategoriesondelayedcarewereonlyaskedof
thosewhoreportedusingthatserviceinthepastyear,anditemnonresponsewasgenerallyunder1%forthese
questionsamongthosewhowereaskedthequestion.Resultsineachrowdonotincludeitemnonresponders
inthedenominatorwhencalculatingratesandpercent.Numbersinparenthesesare95%confidenceintervals.
TestsfordifferencesbetweenLGB+andnonLGB+areindicatedwith*forpvalue<0.05,**forpvalue<0.01,
and***forpvalue<0.001.
However,LGBTQ+individualscanfaceadditionalbarrierstoaccessingcarebeyondhealthcarecosts.For
instance,LGBTQ+individ ualsmayhavedifficultyfindingLGBTQfriendlyproviders.
Basedonoriginalanalysisof
2019datafromtheSubstanceAbuseandMentalHealthServicesAdministration(SAMHSA)BehavioralHealth
June2021
ISSUEBRIEF 9
TreatmentServicesLocator, wefound thatonlyhalfofthetreatmentfacilitiesofferservicesforLGBTQ+
clients.
12
Lackofknowledgeofthefullrangeoflesbian,gay,bisexual,andtransgenderhealthneedscanleadto
suboptimalhealthservicesandprogramsforthispopulation.
13
Unfortunately,LGBTQ+individualsroutinelyexperiencemistreatmentanddiscrimination whentryingto
accesshealthcare.Accordingtoarecentsurvey,18percentofLGBTQ+individualsreportedavoidinggoingtoa
doctororseekinghealthcareoutofconcernthattheywouldfacediscriminationorbetrea tedpoorlybecause
oftheirsexualorientationor
genderidentity.
14
Thesenegativeexperiencescantranslateintopatientsfeeling
fearfulorhavelevelsofmistrustindisclosingtheirsexualorientationorgenderidentitytoprovidersand
otherwiseadvocatingfortheirownhealthcareneeds.
15
Researchsuggeststhatsubstantialmajoritiesof
LGBTQ+peopleagreethatitisimportantfortheirproviderstoknowabouttheirsexualorientationandgender
identity.Conversely,whenprovidersdemonstrateknowledgeof,andsensitivityabout,theircommunityand
concerns,LGBTQ+patientsaremorelikelytoestablisheffectivetherapeuticalliances.
16
Improvingthecultural
competency
ofhealthsystemsandprovidersnotonlyimprovesthequalityofcarereceivedbyLGBTQ+
individuals,butwhenextendedtoracial/ethnicculturalcompetence,itmayalsoreducetheresulting
disparitiesexperiencedbyBlack,Indigenous,andpeopleofcolor.
17
POLICYOPPORTUNITIES&CONCLUSION
Inadditiontoimplementingtheprovisions oftheARP,whichmakeinsurancecoveragemoreaffordableforall
enrollees,includingLGBTQ+individuals,theDepartmentofHealthandHumanServicesrecentlyannounced
thatitwouldapplytheACA’sprohibitionofdiscriminationonthebasisofsextoincludediscriminationonthe
basisof
genderidentityandsexualorientation,consistentwiththeSupremeCourt’srulinginBostockv.
ClaytonCounty,140S.Ct.1731(2020).
18
Thisensuresthatcoveredhealthplans(purchasedthroughthe
Marketplaceorotherwise)cannotdenycoverageorchargehigherpremiumsonthebasisofsexualorientation
orgenderidentityandthathealthplanspurchasedthroughtheMarketplacethatofferspousalcoverageto
heterosexualcouplesalsoextendsuchcoveragetosamesex
couples.Thisalsoensuresthatcovered
healthcareprovidersarerequiredtoprovide medicallynecessarycaretopeopleregardlessoftheirsexual
orientationorgenderidentity,suchasensuringthattransgendermenarenotdeniedcervicalpapsmears.
LimitedcollectionandavailabilityofdatarelatedtotheLGBTQ+populationmakeresearchrelated
tothis
communitymorechallenging.Improvedandtailore dsamplingmethodologiesarerequiredtothoroughly
exploreresearchquestionsonthehealthandwellbeingoftheLGBTQ+community.AccordingtotheNational
InstitutesofHealth(NIH)’sSexual&GenderMinorityResearchOffice(SGMRO),thisbeginswiththe
developmentofnovelmeasures
andtheevaluationofexistingmeasuresofLGBTQ+statusandexperiencesof
stigmaanddiscrimination.Inaddition,betterunderstandingthero leofgeneralizabilityinsexualandgender
minorityfocusedresearchwillbecriticalasthisfieldofresearchexpands.
19

InordertoimprovethequalityofhealthcarefortheLGBTQ+community,organizationsshouldstriveto:
gatherdataonsexualorientationandgenderidentitytoexpandresearchinthisareaandbetter
understandtheneedsandexperiencesofthesepopulations;
promotemeaningfulrelationshipsbetweenhealthcareprovidersandLGBTQ+
communitypartner
organizations;
_______________________
Culturalcompetencyisdefinedastheabilityofsystemstoprovidecaretopatientswithdiversevalues,beliefsandbehaviors,
includingtailoringdeliverytomeetpatients’social,cultural,andlinguisticneeds.
June2021
ISSUEBRIEF 10
instituteorganizationaltrainingonevidencebasedandbestpracticesinprovidingculturallycompetent
andlinguisticallyappropriateareforthesepopulations;and
developandimplementmoreinclusivesystemsofcarethatensureLGBTQ+andotherminority
populationsreceiveequitablecare.
June2021
ISSUEBRIEF 11
REFERENCES
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Mahowald,Lindsay,SharitaGruberg,andJohnHalpin"TheStateoftheLGBTQCommunityin2020:ANationalPublic
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withLowPremiumsontheFederalPlatform,PartII:AvailabilityAmongUninsuredNonElderlyAdultsUndertheAmerican
RescuePlan(IssueBriefNo.HP202108).Washington,DC:Office
oftheAssistantSecretaryforPlanningandEvaluation,
U.S.DepartmentofHealthandHumanServices.April1,2021.
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withLowPremiumsontheFederalPlatform,PartIII:AvailabilityAmongCurrentHealthCare.govEnrolleesUnderthe
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theAssistantSecretaryforPlanningand
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Levenson,JillS.,ShelleyL.Craig,andAshleyAustin."Traumainformedandaffirmativementalhealthpracticeswith
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Behavior14.3(2009):170179.
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Kates,Jennifer,etal."HealthandaccesstocareandcoverageforLesbian,Gay,BisexualandTransgender(LGBT)
individualsintheUS."KaiserFamilyFoundation.May2018.
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Williams,A.Jess,etal."ExaminingriskfactorsforselfharmandsuicideinLGBTQ+youngpeople:asystematicreview
protocol."BMJopen9.11(2019):e031541.
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SubstanceAbuseandMentalHealthServicesAdministration."BehavioralHealthTreatmentServicesLocator."(2019).
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TurnerKL,WilsonWW,ShirahMK.Lesbian,gay,bisexual,andtransgenderculturalcompetencyforpublichealth
practitioners.In:ShankleMD,ed.TheHandbookofLesbian,Gay,Bisexual,andTransgenderPublicHealth:APractitioner’s
GuidetoService.Binghamton,NY:HaworthPressInc;2006:59–83.
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NationalPublicRadio."DiscriminationinAmerica:ExperiencesandviewsofLGBTQAmericans."(2017).
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FogelS.C.(2016)InternalizedHomophobia,Disclosure,andHealth.In:EckstrandK.,EhrenfeldJ.(eds)Lesbian,Gay,
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197524_4
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SubstanceAbuseandMentalHealthServicesAdministration.AffordableCareActEnrollmentAssistanceforLGBT
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Betancourt,J.R.,Green,A.R.,&Carrillo,J.E.2002.Culturalcompetenceinhealthcare:Emergingframeworksand
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OfficeoftheFederalRegister,NationalArchivesandRecordsAdministration.86FR27984‐Notificationof
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June2021
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U.S.DEPARTMENTOFHEALTHANDHUMANSERVICES
OfficeoftheAssistantSecretaryforPlanningandEvaluation
200IndependenceAvenueSW,Mailstop447D
Washington,D.C.20201
FormoreASPEbriefsandotherpublications,visit:
aspe.hhs.gov/reports
ABOUTTHEAUTHORS
ArielleBosworthisanEconomistintheOfficeofHealthPolicyin
theOfficeoftheAssistantSecretaryforPlanningandEvaluation.
GinaTurriniisaSocialScienceAnalystintheOfficeofHealth
PolicyintheOfficeoftheAssistantSecretaryforPlanningand
Evaluation.
SaradaPyda
isanEconomistintheOfficeofHealthPolicyinthe
OfficeoftheAssistantSecretaryforPlanningandEvaluation.
KieaunaStricklandisanInternintheOfficeofHealthPolicyin
theOfficeoftheAssistantSecretaryforPlanningandEvaluation.
AndreChappelistheDirectoroftheDivision
ofPublicHealth
ServicesintheOfficeoftheAssistantSecretaryforPlanningand
Evaluation.
NancyDeLewistheAssociateDeputyAssistantSecretaryfor
HealthPolicyintheOfficeoftheAssistantSecretaryforPlanning
andEvaluation.
BenjaminD.SommersistheDeputyAssistantSecretaryforthe
OfficeofHealth
PolicyintheOfficeoftheAssistantSecretaryfor
PlanningandEvaluation.
SUGGESTEDCITATION
Bosworth,A.,Turrini,G.,Pyda,S.,Strickland,K.,Chappel,A.,De
Lew,N.,andSommers,B.HealthInsuranceCoverageandAccess
toCareforLGBTQ+Individuals(IssueBriefNo.HP202114).
OfficeoftheAssistant
SecretaryforPlanningandEvaluation,U.S.
DepartmentofHealthandHumanServices.June2021.
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DISCLOSURE
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