Personal Fee Schedule

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onal Fee Schedule

Chec

Money orders $ 5.00

Official checks $ 8.00

ATM/D

ebit Cards

Transactions conducted at TD ATMs in the U.S. and Canada

(including mini-statements) Free

Each withdrawal, transfer, & balance inquiry conducted

at a non-TD ATM

$ 3.

Each withdrawal, transfer, & balance inquiry conducted at a non-TD ATM

Free(TD Complete Checking account holders age 17-23 Only)

Inte

rnational Transaction

nte

rnational debit or ATM card purchases, cash advance transactions and/or

non-TD international ATM withdrawals 3% of Transaction Amount

Fund

s Transfers

External transfers (to/from other institutions)

3 day delivery from other institutions Free

3 day delivery to other institutions Free

Next day delivery to/from other institutions Free

Bill Pay

Scheduled or Next Day Bill Payment Free

Rush Bill Payment

$ 2.00

Send Money with Zelle

(to

/from other people)

Delivery to others within minutes Free

Request funds from others Free

Standard ACH delivery (1 to 3 days) Free

Wires

Inco

ming wire (domestic & international) $ 15.00

Outgoing wire (domestic) $ 30.00

Outgoing wire (international) $ 50.00

International

ollections items (plus correspondent fee) $ 17.50

Foreign currency banknotes (in Store and online orders)

$ 7.50

Foreign currency banknotes (orders less than $250) $ 17.50

Account Services

Check & ACH Stop Payment (per item) $ 30.00

Paper statement (per statement cycle) $ 3.00

Paper statement (per statement cycle, TD Complete primary

account holders aged 60 and above only) Free

Pape

r statement (per statement cycle, TD Essential Banking only) $ 1.00

Printed check images with paper statement (per statement cycle)

$ 2.00

TD Fas

tFunds 2% of Check Amount (min fee of $5)

TD FastFunds is a service which enables expedited funds availability in

exchange for a fee. Deposits eligible for and subject to TD FastFunds will be

credited to your account first before any other items, such as deposits and

with

drawals made the same day.

Overdraft Services

Overdraft – paid per day per account

$35.00

Othe

Levy/legal order $ 125.00

Excess pre-authorized withdrawals, transfers or

checks (Money Market/Savings) (per item)

$ 3.00

Exce

ss withdrawal (per item – for Club accounts only)

$ 3.00

ATM/Debit card research Free

Copies

Stat

ement copies Free

Statements with check copies &/or deposit slips only Free

Deposit reconstruction Free

Statements with check copies AND deposit reconstructions. Free

Non-TD ATMs: TD ATM fees are waived regardless of balance. Any surcharges at the time of your non-TD ATM transaction, will be reimbursed when the minimum daily balance

in the TD Beyond Checking account or TD Signature Savings account is at least $2,500. The institution that owns the terminal (or the network) may assess a fee (surcharge

) at

the

time of your transaction, including balance inquiries.

Non-ATM fee waived when the primary account holder is aged 17 through 23 only. Additionally, the institution that owns the terminal (or network) may asses a fee (surcharge)

at t

he time of your transaction, including balance inquiries.

Whenever you use your TD Bank Debit Card or TD ATM Card outside of the United States to get cash at any non-TD ATM, or to purchase goods or services, or for cash

advances we will charge a foreign exchange fee equal to 3% of the transaction amount. This

fee will apply whether the TD Bank Debit Card holder or TD ATM Card holder

is physically located inside or outside the United States and the merchant is located outside the United States.

Rush Bill Payments may appear on your account statements and account activity as Same Day Payments. A fee applies to all Rush Bill Payments, Beyond Checking accounts

will be reimbursed for Rush Bill Payment fees.

Subject Send Money with Zelle

, is available for most personal checking and money market accounts. To use Send Money with Zelle

you must have an Online Banking profile

with a U.S. address, a unique U.S. mobile phone number,and an active unique e-mail address. Your eligible personal deposit account must be active and enabled for ACH

transactions and Online Banking transfers. Message and data rates may apply, check wit

h your wireless carrier. Must have a bank account in the U.S. to use Send Money with

Zelle

. Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled in Zelle

. To receive money in minutes, the recipient’s

email address or U.S. mobile number must already be enrolled with Zelle. Transaction limitations apply. Zelle and the Zelle related marks are wholly owned by Early Warning

Services, LLC and are used herein under license.

Fore

ign Exchange (FX) products and services are provided by TD Bank, N.A.’s affiliate, The Toronto-Dominion Bank.

These fees apply to TD Bank account holder transacti

ons placed in Store and online orders from foreigncurrency.td.com

Subject to limitations under applicable state laws.

These services are not offered for TD Essential Banking accounts.

T he fee applies to a maximum of three (3) items per day per account. With Overdraft Grace, if you overdraw your Account by more than $50 but make sufficient deposits to bring your

available Account balance back to $0 or greater than $0 as of 11 PM Eastern Time (ET) on the next business day following the day on which the item(s) that overdrew your Account

posted to your Account (the “Overdraft Grace Period”), we will refund the overdraft fee(s) that were assessed to your Account for those item(s). Please refer to the Overdraft Grace

section of the Personal Deposit Account Agreement for additional information.

Savings Overdraft Protection transfers will be counted in the total number of pre-authorized transactions done in the statement cycle. We may impose a fee for each withdrawal

in excess of six (6) that you make in any monthly period (based on your s

tatement date). Please refer to the Personal Deposit Account Agreement for details.

We may impose a fee for each withdrawal in excess of three (3) that you make in any monthly period. Please refer to the Personal Deposit Account Agreement for details.

1-888-751-9000 | td.com

Some

fees are waived (

) for certain accounts, as described in this chart.

Ofc

ial Check

Fee and Money

Orde

r Fee

Incoming

Wire

Fee

Stop

Paym

ent

Fee

eck

Imag

Fee

Exce

ss Pre-Authorized

with

drawals, transfers,

or checks

Non-

TD ATM/

Inte

rnational

Trans

. Fee

Paper

Statemen

Fee

TD Beyond C

hecking

ü ü ü ü

TD Complete Che

cking

(Primary Account holders ages 17-23)

Non-T

D ATM

Only

TD Complete Che

cking

(Primary Account holder aged 60 and above)

TD S

ture Savings

ü ü ü

TD P

rivate

Tiered Chec

king

ü ü ü ü

ü ü

TD P

rivat

Tiered Savings

ü ü ü

Other Personal Savings Accounts

idual Development Products

ü ü ü ü

Fam

Development Products

ü ü ü ü

Some fe

es are reimbursed for c

ertain accounts, as des cribed in this chart.

*The

minimum daily balance requirement must be maintained for the entire statement cycle to be eligible for the surcharge reimbursement. If you close your Account during a given statement cycle, we will

not reimburse you for surcharges incurred during that statement cycle. A 1099-Misc Form will be sent to all Customers who at the end of the year have received a total of $600.00 or more in ATM surcharge

reimbursements. This information will also be provided to the Internal Revenue Service.

Memb

er FDIC | TD Bank, N.A.

Account Type(s)

Non-

TD ATM Overdraft

Outg

oing

Wires

Rush Bill

Payment

Surc

harge Reimbursement * Eligible Number of Reimbursements

TD B

eyond Checking

Non-TD ATM surcharge fees for Checking Account transactions reimbursed

to Customer’s Checking Account at statement cycle close. Must maintain a

minimum daily balance of $2,500 to be eligible

2 total per

Calendar Year

Max: $70/

Calendar Year

1 per

statement

cycle

(Domestic or

International)

Unlimited

TD S

ignature Savings

Non-TD ATM surcharge fees for Savings Account transactions reimbursed to

Customer’s Savings Account at statement cycle close. Must maintain a minimum

daily balance of $2,500 to be eligible

N/A N/A N/A

TD P

rivate Tiered Savings

Non-TD ATM surcharge fees for Checking Account transactions reimbursed

to Customer’s Checking Account at statement cycle close. Must maintain a

minimum daily balance of $0.01 to be eligible

N/A N/A N/A

TD P

rivate Tiered Checking

Non-TD ATM surcharge fees for Checking Account transactions reimbursed

to Customer’s Checking Account at statement cycle close. Must maintain a

minimum daily balance of $0.01 to be eligible

2 total per

Calendar Year

Max: $70/

Calendar Year

5 per

statement

cycle

(Domestic or

International)

Unlimited