Arizona Department of Insurance
Major Medical Health Insurance Rate Filings and Final Rate Changes
Effective Date January 1, 2019 10/3/2018
Filing Company Type Market Overall %
Impact
Minimum
% Change
Maximum
% Change
ON/OFF Health
Insurance
Marketplace
SERFF Tracking #
INDIVIDUAL
Blue Cross and Blue Shield of Arizona HMO Individual
0.2%
-14.24% 41.64% ON and OFF BCAZ-131487253
Bright Health Company of Arizona HMO Individual NEW NEW NEW ON and OFF BRHP-131492087
CIGNA HealthCare of Arizona, Inc. HMO Individual -22.0% -22.0% -22.0% ON and OFF CCGH-131501289
Health Net of Arizona, Inc. HMO Individual -6.3% -11.1% 6.5% ON and OFF HNAZ-131503472
Oscar Health Plan, Inc. HMO Individual NEW NEW NEW ON and OFF OHIN-131505813
SMALL GROUP
Aetna Health Inc. HMO Small Group 5.6% -1.0% 12.2% OFF only AETN-131499008
Aetna Health Insurance Company POS Small Group 5.6% -1.0% 12.2% OFF only AETN-131499105
Aetna Life Insurance Company PPO Small Group 2.0% -11.7% 11.6% OFF only AETN-131526944
All Savers Insurance Company PPO Small Group 6.3% 3.9% 10.4% OFF only UHLC-131513813
Banner Health and Aetna Health Insurance Company PPO Small Group 8.3% 3.1% 15.0% OFF only AETN-131499147
Banner Health and Aetna Health Plan, Inc. HMO Small Group 9.9% 9.9% 9.9% OFF only AETN-131499127
Blue Cross and Blue Shield of Arizona HMO Small Group 4.6% -6.5% 14.4% OFF only BCAZ-131487288
Blue Cross and Blue Shield of Arizona PPO Small Group 4.4% -11.8% 14.5% OFF only BCAZ-131487337
CIGNA HealthCare of Arizona, Inc. HMO Small Group -10.5% -10.5% -10.5% OFF only CCGH-131492261
Cigna Health and Life Insurance Company PPO Small Group 6.8% 6.8% 6.8% OFF only CCGH-131510931
Humana Health Plan, Inc. HMO Small Group 10.13% 7.58% 12.85% OFF only HUMA-131522923
Humana Insurance Company PPO Small Group 9.84% 7.4% 12.8% OFF only HUMA-131522926
National Health Insurance Company PPO Small Group 10.78% 10.77% 10.78% OFF only NHIC-131499649
UnitedHealthcare Insurance Company PPO Small Group 4.93% -2.62% 14.27% OFF only UHLC-131513424
UnitedHealthcare of Arizona, Inc. HMO Small Group 0.46% -10.67% 9.92% OFF only UHLC-131513439
WMI Mutual Insurance Company PPO Small Group 2.4% -3.0% 5.2% OFF only WMIC-131519665
*Overall increases of 15% or more, and filings where the increase for at least one plan in the filing was 15% or greater, were subject to threshold rate review.
Arizona Department of Insurance
Major Medical Health Insurance Rate Filings and Final Rate Changes
Effective Date January 1, 2019 10/3/2018
Notes:
• Plans may be sold ON the Health Insurance Marketplace (www.healthcare.gov) or OFF the Marketplace,
direct from the insurer.
Please visit https://insurance.az.gov/consumers/help-health-insurance/information-about-health-insurance-rate-
increases for:
• Instructions on viewing rates information via SERFF Filing Access
• Instructions on viewing rates information in the rate review portion of Healthcare.gov (https://ratereview.healthcare.gov)
• Sign up for email (MailChimp) notices about rate increases
Send questions to Steven Noble at snoble@azinsurance.gov
